The question of precisely which kind of accidents are covered by workers compensation laws in Colorado is the subject of much debate. As a result, a great deal of attention has been focused on the two primary clauses which determine the status of the injury vis-à-vis compensation. These two phrases are "arising out of" and "in the course of" employment. What exactly constitutes these two phrases is a very serious matter and there is plenty of case law which deals with determining which circumstances fall into which category. Established law has held that the two phrases don't mean the same thing though it's entirely possible for injury to be classified under both. Indeed, the two phrases are conjunctive and both of them have to be met in order for workers compensation to be paid. This is because the phrases are joined together by "and" and not "or".
If you need payment as workers compensation for your injury, contact your Colorado Springs personal injury attorney to find out how you can proceed. Depending on the circumstances, the insurance companies might well try and reduce the amount of compensation you deserve or get it removed altogether. This is because they will try and make use of various loopholes in the law to achieve their ends. Without proper legal representation, your rights can be taken advantage of and you can be left hanging without obtaining the compensation that you need and have a right to.
The Two Phrases of Workers Compensation
For an injury to be considered as "in the course of" employment, it has to take place within the specified time and place limits. In addition, it has to have some connection with the actual work – only then can it be considered to have been in the course of employment.
"Arising out of" on the other hand is slightly different. The activity need not be a direct contractual fulfillment of the duties, but has to have its origins in it and be sufficiently related to the original activity for to be classified as "arising out of" it.
Take the example of a boss delivering a paycheck to an employee's home when they're on sick leave. Such an activity is certainly not part of the employment contract, but arises out of it and bears a close relationship to the work the boss is supposed to perform.
Though both these phrases have to be proved separately, in a great number of situations it is clear that they go together. It is only in fringe circumstances that there may be some doubt as to whether or not it fulfills both the conditions.
It's important for you to obtain legal help to make sure that you get the workers compensation you deserve. Click here to find out more about how you can get a personal injury lawyer today.